What to Do If You Are Rejected for Credit

I don’t know about you, but whenever I’ve been rejected for something — a job, a credit card, even being left out of an event I had hoped to be invited to — my first reaction has been to fume or pout (or maybe both). But I know I can do better.

“Rejection offers us an opportunity to evolve through and learn from our experiences,” says clinical psychologist and author Carmen Harra. “It allows us to look within and say, ‘OK, maybe I can change this’.”

While she was referring to relationships in her article, her advice is relevant for many different types of situations – including, yes, being denied a credit card or rejected for credit in general. In fact, getting turned down for credit can give you an opportunity to improve your credit. Here’s what to do if your credit application is rejected.

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